Life, Health, Disability, and Long Term Care Insurance

 

Individual Insurance

Life Insurance

Life insurance is typically not something many people want to talk about, however, traditional life insruance is a necessity in order to take care of the ones we love in the event that something happens to us. Retirement Concepts Group, LLC offers both traditional life insurance products and non-traditional life insurance products. Now what do we mean by traditional right? Traditional life insurance products, to us, are those products that are used specifically to protect your family in the event something should happen to you.  On the other hand, non-traditional products do provide the same type of benefit, life insurance, however they may be purchased and used for different reasons. For example some complex estate planning strategies require certain type of life insurance products and life insurance can be used as part of your retirement planning strategy as well.

We offer a wide range of life insurance products, including but not limited to:

  • Term Life Insurance
  • Whole Life Insurance
  • Univeral Life Insurance
  • Variable Life Insurance*
  • Indexed Universal Life Insurance
  • Surviorship life Insurance Products

Health Insurance

Health insurance is a necessity today in our country. Retirement Concepts Group, LLC is here for you and your health insurance needs. We offer Medical, Vision, and Dental Plans through a variety of carriers to help meet both your insurance needs and your price point.

Disability Insurance

Disability Insurance (DI) is one of the most under purchased insurances offered, however many families can end up wishing they had it.  DI insurance helps protect your families financial future by protecting your most valuable asset - your income - in the event you get sick or injured and are unable to work. If you think about it - our entire lives are dependent on our paycheck, why not protect it?

Long Term Care Insurance

Long Term Care...What exactly does that mean? The truth is that it means something different to every one of us. To some people Long Term Care will be in their homes and yet to others it will be in assisted living. Retirement Concepts Group, LLC offers Long Term Care Insurance to meet your ideal Long Term Care situation and the situations you haven't thought of. Long Term Care policies offer different options and benefits to provide you with services you will need, where you will need them. We are here to help you evaluate what your needs are and may be in the future in order to chose the best policy and options for you. 

Long Term Care Insurance is an important part of life planning, not only because it is an insurance that most of us will use in some fashion during our life but also because it protects your family legacy. Having long term care insurance can help make sure your lasting legacy goes to the people you care about.

Insurance and Your Business Needs

Planning with life insurance is not just for individuals, business also have a variety of  insurance needs. Retirement Concepts Group, LLC is here for you and your business. In addition to business insurance under our property and casualty page, we offer a variety of other insurance products to fit your unquiqe business needs; including but not limited to:

  • Group Life Insurance
  • Group Health Insurance
  • Key Man Insurance
  • Life Insurance for Buy/Sell Agreements
  • Disability Insurance for Buy/Sell Agreements
  • Life Insurance for Collateral Agreements
  • Business Overhead Insurance

 

 

*Variable Insurance Products offered through registered representatives only.